Korean Housing Subscription Points Calculator
84-point total under the Housing Supply Rules. Three components: no-home years, dependents, savings tenure.
Counted from age 30, or from marriage date if married earlier.
Same household register excluding self. Spouse, ascendants, unmarried descendants. Siblings excluded.
From opening date of 주택청약종합저축 to announcement date.
How to Use
Counted from age 30 (or marriage date if married earlier). Under 1 year = 2 pts, 15+ years = 32 pts. You and all household members must have no home.
Family members on the same household register excluding yourself (spouse, ascendants, descendants). 0 = 5 pts, 6+ = 35 pts. Ascendants 60+ may count even if registered separately (conditions apply).
Time elapsed since opening a 주택청약종합저축 account. Under 6 months = 1 pt, 15+ years = 17 pts. Account balance and contribution count are separate requirements; this tool covers points only.
FAQ
How are subscription points calculated?
Three components per the Housing Supply Rules. ①No-home years (max 32, 2 pts/year) ②Dependents (max 35, 5 pts each) ③Account tenure (max 17, 1 pt/year). 84 total. Higher score = better odds in the points-based draw.
Counting "no-home" years?
From age 30 (or marriage if earlier). You and household must hold no home. Restart counter from the sale date if you sold a previous home. Sale-pre-occupancy rights also count as ownership.
Who counts as a dependent?
On the announcement date: ①spouse ②ascendants (parents; 60+ can be on a separate register if same for 3+ years) ③unmarried descendants. Siblings excluded.
How is account tenure measured?
From the opening date of a 주택청약종합저축 (or older 청약저축/예금/부금) to the announcement date. Even months without deposits still count toward tenure.
Points vs lottery?
Below 85 ㎡ private units in regulated/speculation zones: 75–100% points-based. Non-regulated: 40%. The points portion fills from the top score down. This tool only computes points — eligibility, deposit floor, and region rules are separate.
My score is low — what now?
Average winning scores in Seoul popular projects: high 60s–low 70s (2024–25). Less-popular and regional projects sometimes win in the 50s. To raise: ①hold the account longer ②add dependents (marriage/children) ③time builds points naturally ④try special supply (newlywed/first-time/multi-child).
Is my input sent to a server?
No. All computation runs in your browser; inputs are never sent over the network.
